Roberts Wealth Management Frequently Asked Questions

Learn More About Roberts Wealth Management

Have a financial planning-related question? We have the answer! Check out our FAQs below to learn more about our company and services.

What is wealth management?

Wealth management refers to holistic services that provide the opportunity to work with a financial professional. It usually includes working together on a broad plan to help grow and protect assets, and it often includes the ability to take advantage of professional money management. This includes your taxes, income, Medicare, estate, and Social Security planning. As one of the top wealth management firms Biloxi, MS residents turn to for advice, we can offer you a complete approach to wealth management. Call us today to get started.

What is a fiduciary duty?

As a registered investment advisor, Roberts Wealth Management has a fiduciary obligation to act at all times for the sole benefit and interest of our clients. This is the highest act of loyalty, trust, and care as established by law. If you’re ready to work with a certified financial advisor Biloxi, MS clients know to be reliable, call us today.

Why would someone need management?

Clients may engage in a wealth management relationship for many different reasons. Some choose to do so because they need help planning for certain goals or need guidance around estate planning, protecting wealth, retirement planning, or ways to manage their tax obligations. A certified financial advisor Biloxi, MS residents work with regularly can help you meet your financial goals.

Is your firm independent or a broker-dealer?

Yes, we are 100% independent. As an independent firm, we don’t have allegiances to a particular fund family or product. Independence and compensation methods help an advisor be objective when making recommendations. Independence also matters when a client is in need of other services, such as life insurance or banking. When you’re ready to work with one of the top wealth management firms Biloxi, MS residents trust, contact our independent team today.

What's the difference between wealth management and a financial advisor or financial planning?

Wealth management is a broad term that usually includes financial planning. Financial planning usually refers to guidance in which a financial professional helps you identify your goals and works with you to design a clear path forward. Wealth management is broader and may include this and other services. According to the CNBC and Acorns Invest In You Savings Survey, only about 17% of Americans work with a financial advisor. If you want to get ahead financially, contact one of our certified financial advisors in Biloxi, MS.

How can I protect my assets? What will happen to my estate?

There are a number of things one can do in an effort to protect wealth, such as retirement planning, estate planning (including developing a plan for the orderly transfer of wealth to your heirs), being more tax-efficient, or exploring the addition of fixed income investments to a portfolio. A retirement financial planner Biloxi, MS clients trust will walk you through every step of the process. 

What is tax-efficient planning?

Tax-efficient investing refers to the practice of taking the impact of taxes into consideration when making investment decisions. For instance, reviewing a portfolio for tax-loss harvesting opportunities or considering the tax status of an account before withdrawing money from it are examples of tax-efficient investing practices. A certified financial advisor Biloxi, MS residents turn to for support can help you mitigate tax loss.

What strategies can be used to reduce the taxes in retirement?

Depending on your personal situation, there are several ways to potentially reduce or defer the taxes you pay on your investments. These can include finding ways to reduce or defer income, capital gains, and estate taxes. Strategies such as Roth IRA conversion, asset location, tax-loss harvesting, or revisiting your gifting and estate plans may help you grow your wealth and preserve your legacy. One of the retirement financial planners Biloxi, MS professionals trust can guide you through this process.

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Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. The commentary on this website reflects the personal opinions, viewpoints and analyses of Paul Roberts and his affiliates, and should not be regarded as a description of advisory services provided by Foundations or performance returns of any Foundations client. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment, legal or tax advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations for services, execution of required documentation, including receipt of required disclosures. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Foundations manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Any statistical data or information obtained from or prepared by third party sources that Foundations deems reliable but in no way does Foundations guarantee the accuracy or completeness. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.

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